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Free Job Deposit Calculator

Job deposit calculator

A fair deposit means you are not buying a customer's materials with your own money. Enter the job total and a percentage to see the deposit to collect now and the balance due on completion.

Free

No card, no signup

Instant

Live as you type

10-50%

One-tap deposit presets

Any job

Works in your currency

How it works

Why a deposit protects your cash flow

On most trade jobs, money goes out before money comes in. A fair deposit closes that gap so your bank balance is not carrying someone else's project.

Protect your cash flow

A deposit collected on acceptance stops you funding a customer's job, and quietly filters out anyone who was never serious.

Cover your materials

Aim for a deposit at least big enough to pay for the materials and upfront costs you have to spend before the customer does.

Put it in writing

The deposit, the balance and when each is due belong on the quote, so the customer agrees to the payment schedule when they say yes.

Spell the payment schedule out cleanly with the free quote calculator, start from a free quote template, or check pricing benchmarks on quotes and invoices for your trade.

The calculator

Work out a fair deposit

Pick your currency, enter the job total and a deposit percentage. Everything updates as you type.

The job and the deposit

Enter the full quoted price and the deposit you want to take.

Deposit and balance

What to collect now and what is left to invoice.

Balance due on completion$ 0.00
Deposit to collect now$ 0.00
Deposit (on acceptance)$ 0.00
Balance (on completion)$ 0.00

FAQ

Job deposit questions

Taking a sensible deposit is one of the simplest ways to protect your cash flow.

A common rule is a deposit big enough to cover the materials and any costs you have to pay out before the customer pays you. On small jobs that might be 10% to 25%. On larger jobs that tie up your cash for weeks, 20% to 50% is normal. The point is simple: you should not be funding a customer's materials out of your own pocket.

Yes. Deposits are standard practice for tradespeople, especially when a job needs materials ordered up front or runs over several days. A clear, reasonable deposit on the quote signals you run a proper business and protects you if a customer changes their mind after you have already spent money.

Collect it when the customer accepts the quote and before you order materials or book the job in. The deposit confirms the booking. If a customer is not willing to pay a fair deposit, that is useful information before you commit your time and cash.

The balance is the job total minus the deposit you have already collected. It is normally due on completion, once the work is done and the customer is happy. For longer jobs you can split the balance into stage payments instead of one final figure.

Always. Put the deposit amount, the balance, and when each is due directly on the quote or invoice. A written payment schedule prevents arguments later and makes it clear what the customer agreed to when they said yes.

Yes, it is completely free with no signup and no card. It runs entirely in your browser and nothing you type is saved or sent anywhere. Use it on every quote you send.

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